The Lowdown
on 30 Year Fixed Rate Mortgages...
Our 30-Year Fixed Rates are Low & Our Process is Quick & Painless
The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, then stable-rate loans are usually cheaper.
We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 30−Year Fixed Rate Mortgage Qualifier.
We'll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you're a first-time home buyer or a seasoned investor.
The 30-Year Fixed Rate Mortgage Loan Process
Here's how our home loan process works:
- Complete our simple mortgage 30−Year Fixed Rate Mortgage Qualifier
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
![Our 30-Year Fixed Rates are Low & Our Process is Quick & Painless Our 30-Year Fixed Rates are Low & Our Process is Quick & Painless](https://ba83337cca8dd24cefc0-5e43ce298ccfc8fc9ba1efe2c2840af0.ssl.cf2.rackcdn.com/excellence/30-year-content.webp)
![Do I Qualify? Do I Qualify?](https://ba83337cca8dd24cefc0-5e43ce298ccfc8fc9ba1efe2c2840af0.ssl.cf2.rackcdn.com/excellence/30-year-do-qualify-2.webp)
Do I Qualify?
As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
30-year Fixed Rate Qualifier![Do I Qualify? Do I Qualify?](https://ba83337cca8dd24cefc0-5e43ce298ccfc8fc9ba1efe2c2840af0.ssl.cf2.rackcdn.com/excellence/15-year-content-2.webp)